@book{833629,
	author = {Sharon C. Simiyu and Panyapiwat Institute of Management},
	title = {Understanding Consumers' Mobile Banking Adoption in Kenya and Australia: A Comparative Investigation Using The Intergrated Technology Readiness and acceptance Model (TRAM) Perspective},
	publisher = {Panyapiwat Institute of management,},
	year = {2019.},
	address = {Nonthaburi :},
	note = {Business Administration International Program (iMBA)},
	url = {https://elibrary.pim.ac.th/ebook/viewer?file=https://elibrary.pim.ac.th/ebook?id=b736e083-ef0d-11ed-b3fc-fa163e01dc04&id=b736e083-ef0d-11ed-b3fc-fa163e01dc04}
}